Zach Bibeault

If these payday firms end up obeying the legal fiat on interest rates in an attempt to dodge the lawsuit, they will take fewer risks — and hence, offer less to borrowers, who in this case almost always need the money to make ends meet immediately.

To help workers get new jobs, Thom Hartmann recommends forcibly limiting individuals’ entry into the market, and killing off future productivity — new wealth and new jobs, etc. He thinks we can create jobs by killing off jobs.